Tips for businesses in the run-up to Christmas

by Tony on 18/11/2009 in Office Insurance, Professional Indemnity Insurance, The Macbeth Team

Businesses should be aware of the additional risks they face in the run-up to Christmas. Why not follow these top tips:

■ Make sure your sums insured are adequate for increased stock
■ Don’t block intruder alarms, sprinkler systems or fire exits with piles of Christmas stock
■ Make sure you have alarms, sprinklers or other security equipment in good working order particularly if you are closing premises for any period over the Christmas holidays
■ If you’re taking on additional staff, carry out thorough background checks and provide adequate training
■ Consider extra security to protect your staff against drunken behaviour and prevent theft
■ Regularly remove cash from tills during the working day and place takings within a safe (preferably with a time delay) – this will reduce the amount of cash stolen should a hold-up attack occur
■ If large amounts of cash need to be banked or collected on a regular basis, then the safest method is to employ a recognised cash carrying company
■ Be aware of how much money your policy will cover while on site, off site and during transit

Macbeth Chartered Insurance Brokers are business insurance specialists. Based in Reading, we have particular specialist knowledge in Property insurance, Business combined insurance, Liability insurance, Professional Indemnity insurance, Cyber Liability insurance and Motor Fleet insurance. For further information call Tony Gibbs on 0118 9452 944.

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