Why do cleaning contractors need specialist insurance cover?
Cleaning contactors could be leaving themselves exposed to risk if they haven’t consider the wider cover that is available from the specialist cleaning industry insurers.
The main area for concern is that a standard public liability policy will exclude damage to property being worked on. This could be a problem, if say for instant and item is dropped whilst being cleaned. Cleaning contractors that are carrying out carpet cleaning need to have the “treatment risk” insured in case something goes wrong during the cleaning process and the carpet is damage.
Loss of keys and cover for security of customer premises (that’s cover in case a cleaner fails to lock up properly) are useful cover extensions.
For larger companies it is worth looking at cover for fidelity (theft by employees) and misuse of customers’ telephones.
For more information on specialist cleaning contractors insurance, contact Tony Gibbs on 0118 9452944 or complete one of our enquiry forms
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