Great Insurance idea for Provisional Drivers
by Tony on 12/03/2011 in Motor Fleet Insurance, Private Clients
Insurance for Provisional Drivers has always been a problem. The main concern for parents being that if the young driver has an accident it is going to impact on their no claims bonus. Some insurers are also not keen to provide the cover or limit the cars they will insure to lower grouped vehicles.
Insurance Marmalade is an insurance scheme, whereby provisional drivers can take out a policy in their own name to cover a parent’s car or a vehicle on a fleet policy. The policy can be arranged on a month by month basis and the insurers will cover up to group 16 vehicles to a value of £20,000
Insurance for Provisional Drivers
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18/07/2011
I have not taken my test yet and would like my parents to teach me in their
car. How can I do this legally?
27/07/2011
You can ask your parents to see if they can have you included on their car insurance or if you meet the acceptance criteria you can get cover from Provisional Marmalade. With Provisional Marmalade you have your own policy on your parents car, so if you were unfortunately enough to have an accident whist learning, it would not affect their no claims bonus.