University Students Possessions – automatically covered?

The holiday season is drawing to a close and students are beginning to think about starting or returning to university. There seems to be an endless list of things to do and organise, so we wanted to share with you some information relating to the insurance of student’s possessions that might help to ease the situation.

Some standard home insurance policies provide little or no cover for students’ possessions whilst at university, college or boarding school or there are often onerous security warranties that restrict the cover. With student life being hectic and unpredictable, it is an all too familiar story that claims are turned down if the policy conditions are not met. A condition might be that there is no theft cover unless it follows forcible and violent entry.

Under a higher valued home insurance policy, students’ possessions are generally included within the policy cover, without any limit to the amount at the digs or in halls of residence and without any onerous restrictions in cover. This leaves parents with one less item to worry about and peace of mind.

If you would like more information about this article specifically or generally to discuss a high valued home policy, contact Carl Sharp on 01189 165 487.

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