Employers’ Liability

Employers’ liability insurance: keeping your business compliant

Employers’ liability insurance is a legal requirement for most businesses employing one or more staff, including voluntary organisations. There are exceptions – family businesses where staff are closely related, for example, and the public sector.

It protects against compensation claims arising from:

  • Injuries or illnesses suffered by employees at work where the cause can be directly attributed to their employer

Employers’ liability insurance meets the unforeseen legal and compensation costs of incidents as trivial as tripping over an unprotected cable, or worse. The minimum level of cover by law is £5 million but can extend up to £10 million.

Why you must have it:

  • Required to meet current Health & Safety Executive legislation – non-compliance will result in a fine of up to £2,500 for each day that appropriate insurance is not in place.
  • Provides peace-of-mind financial protection for your company and your employees
  • Pays up even if the claim against you is found to be false

To discuss your employers’ liability insurance options, or to obtain a quote, call us now on 0118 916 5480 or email us.

Running a large contract cleaning company brings more than its fair share of headaches, rising insurance premiums being one of them, but Macbeth have always found us the most competitive and comprehensive cover for our numerous cleaning projects, providing additional cover at short notice when necessary.

Paul Gabriel, Director – Technical Environmental Cleaning Services Limited

Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk