Knowledge Centre Bus Proff category

Airside Liability Insurance – FAQ

“Airside” generally refers to an area on an airport that has restricted access. This will be the aprons, taxiways and runways as well as the area past the security gates in terminal buildings. Most standard public liability policies will contain an exclusion relating to high risk locations, airport and aerodromes are on the list of excluded premises. Some insurers may consider providing liability cover at airports for an additional premium but they are unlikely to provide an indemnity limit of more than £5 million.


Ensure you have Both Ends Covered

Loss of utility availability – power, water and telephone/internet communications. In situations such as lack of water due to a burst water main away from their premises, there has to be a Failure of Public Utilities extension on the BI cover, and more importantly this must include the terminal feed to the insured premises, also known as “both ends cover”.


Apples With Apples, Pears with Pears.

The insurance industry is a competitive one, with many clients, both individual and commercial, often being driven to choose a product based on price before any other factor. Make sure you are comparing apples with apples when plumping for the cheapest option.


Asset Insurance for Smaller Recycling Companies

The insurance market for the recycling sector has been challenging for the last few years, with the number of providers in decline and minimum premiums going up.


Be Prepared in the Event of a Claim

The information that a company is expected to provide following an employer’s liability insurance claim can be quite daunting, particularly if you are not prepared. The following is a list of documents that an existing client of ours was requested to provide. You are likely to be asked to provide this information in order for your insurer to have any chance of defending a claim against you. By utilising our Online Risk Management Portal you could take care of many of these elements in advance of any claim.


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