Data Breach Protection – What You Need to Know

In our ever more connected digital world, data security breaches are on the rise impacting businesses of all sizes. Whether it’s a high profile targeted hack or a lost laptop, the incident can expose your business to a range of costs and potentially irrevocable consequences.

  • Public Liability & Employers Liability Insurance for Unusual Risk
  • What does a Ballet Dancer, Grave Digger, Tattooist and Feng Shui consultant have in common? The answer is nothing other than they are some of the more unusual occupations that have purchased public & employers liability insurance in the recent past.

  • Medical Device & Healthtech – Implications for Insurance
  • The medical sector has certainly not been left behind when it comes to advances in technology and this potential has certainly been recognised by both investors and politicians. In terms of insurance the nature of risk is changing.

  • Insurance for Pubs and Restaurants Reaches Boiling Point
  • Insurance premiums in pubs and restaurants sector have been increasing steady over the last few years as insurance companies try and address a market trend where claims are hitting profitability.

  • Airside Liability Insurance – FAQ
  • “Airside” generally refers to an area on an airport that has restricted access. This will be the aprons, taxiways and runways as well as the area past the security gates in terminal buildings. Most standard public liability policies will contain an exclusion relating to high risk locations, airport and aerodromes are on the list of excluded premises. Some insurers may consider providing liability cover at airports for an additional premium but they are unlikely to provide an indemnity limit of more than £5 million.

  • Ensure you have Both Ends Covered
  • Loss of utility availability – power, water and telephone/internet communications. In situations such as lack of water due to a burst water main away from their premises, there has to be a Failure of Public Utilities extension on the BI cover, and more importantly this must include the terminal feed to the insured premises, also known as “both ends cover”.

  • Pensions in a Basket
  • Many business owners have ambitious plans for their business and pension. Many of these entrepreneurs see their business or their property as their pension, and of course there is some merit in this, but isn’t this also a real “eggs in basket” risk.

  • What difference does Chartered status make?
  • In 2010 Macbeth was awarded Chartered status by the CII (Chartered Insurance Institute). Regarded as the ultimate symbol of professionalism, it puts us in the top 5% of brokers in the UK. But what does it mean to our clients and associates?

  • Build a bright future from bricks and mortar
  • Buying a property is one of the biggest investments you’re likely to make. And if you play your cards right, your home will provide financial security for you, your family and future generations.

  • A mortgage is a necessary evil but we can make it more palatable…
  • Have you ever thought about moving house and been horrified at the house prices?  You realise that you need an additional £100k just to get an extra bedroom and a bigger kitchen.  We all know that moving house can be a stressful and time consuming process, not to mention a costly one. 

  • Risk and Reassurance – Winter Issue 2017
  • Welcome to the first issue of Risk and Reassurance our quarterly newsletter bringing you the latest insights and developments around insurance and financial services – the issues that you, our clients, care about most. It’s also a great opportunity to bring you closer to our world, here at Macbeth.

  • Be Prepared in the Event of a Claim
  • The information that a company is expected to provide following an employer’s liability insurance claim can be quite daunting, particularly if you are not prepared. The following is a list of documents that an existing client of ours was requested to provide. You are likely to be asked to provide this information in order for your insurer to have any chance of defending a claim against you. By utilising our Online Risk Management Portal you could take care of many of these elements in advance of any claim.

  • What difference does Chartered status make?
  • In 2010 Macbeth was awarded Chartered status by the CII (Chartered Insurance Institute). Regarded as the ultimate symbol of professionalism, it puts us in the top 5% of brokers in the UK. But what does it mean to our clients and associates?

  • 3 types of business insurance every company should consider
  • From legal action to cyber attacks, running a company is a risky business. Here are some popular insurance policies that will protect you, whether you’re a tech startup or an established law firm.

  • Risk and Reassurance – Winter Issue 2017
  • Welcome to the first issue of Risk and Reassurance our quarterly newsletter bringing you the latest insights and developments around insurance and financial services – the issues that you, our clients, care about most. It’s also a great opportunity to bring you closer to our world, here at Macbeth.

  • Managing your Business Insurance
  • No matter how safe a working environment you maintain, there is always a risk that an employee could be injured at work leaving your business exposed to expensive compensation claims.

    Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk