Insurance Secrets
for High Net Worth Individuals

As a leading team of insurance advisors, Macbeth works closely with our high net worth clients to bring them the right protection and insurance cover for their fast-changing needs.

  • Risk and Reassurance – Winter Issue 2017
  • Welcome to the first issue of Risk and Reassurance our quarterly newsletter bringing you the latest insights and developments around insurance and financial services – the issues that you, our clients, care about most. It’s also a great opportunity to bring you closer to our world, here at Macbeth.

  • Contemporary Home Insurance
  • When insuring high end homes constructed of modern, or contemporary building materials, a homeowner should always take extra care when it comes to insuring their home. These unique buildings require a delicate touch when it comes to insurance.

  • What were the key Huf Haus claims over the past 24 months?
  • Macbeth thought it would be of interest to share some insurance claims experienced by our Huf Haus customers in the past 24 months.

    houses along a river
  • What is Flood Re?
  • Flood RE was launched in April 2016; it aims to provide homeowners in flood risk areas options when it comes to insuring their properties. Flood RE is, essentially, insurance for insurance companies. This means that when a flood claim occurs, the insurer can pay out the policyholder, and Flood RE will then reimburse the insurer. There is no need for a customer to deal directly with Flood Re. The scheme is similar to other to flood schemes around the world, most notably USA and Germany.

  • How to Insure Home Contract Works
  • Contract works insurance, also known as contractors all risk insurance, in my opinion, is just as important as choosing the right builder! This then becomes essential for high value works as the property is at a far greater risk from factors outside of your control. Contract works insurance, at it’s simplest, covers the works in progress on a construction site for almost any peril or loss, such as fire, flood, storm, malicious damage and theft. There are however other exposures to take into consideration such as the damage to existing structure, neighbouring properties and general liabilities etc.

  • Risk and Reassurance – Winter Issue 2017
  • Welcome to the first issue of Risk and Reassurance our quarterly newsletter bringing you the latest insights and developments around insurance and financial services – the issues that you, our clients, care about most. It’s also a great opportunity to bring you closer to our world, here at Macbeth.

  • Use it Don’t Lose it!
  • It should be remembered that 2013/14 was the last tax year that the Annual Allowance for pension contributions was £50k. Therefore, any unused contributions (i.e. of the £50k Annual Allowance) from that tax year must be used for Carry Forward before the tax year end –  5 April 2017.

  • A Personal Approach that Replaces Risk with Reassurance
  • When Ms Thomas was told that her divorce settlement included a share of her ex-husband’s pension, she wasn’t sure where to turn: “Not being very financially aware, I felt I was wading through mud. Having recently gone through a divorce, it was essential that I found someone I could trust and rely on to safeguard my future pension.”

  • Is Equity Release a Viable Retirement Planning Option?
  • Figures from the Equity Release Council have shown that homeowners borrowed a record £1.61 billion through equity release schemes in 2015. This highlights that, for many retirees, property is their biggest asset, and that rising house prices have allowed some to build up considerable equity; ERC stats showed customers borrowed an average of £70,670 each.

  • New Year’s Resolutions for Financial Success
  • New Year is a great time to set out personal and professional goals.  It’s also a fantastic time to look at new personal finance habits that could really make a difference to your future financial planning and well-being.

  • Risk and Reassurance – Winter Issue 2017
  • Welcome to the first issue of Risk and Reassurance our quarterly newsletter bringing you the latest insights and developments around insurance and financial services – the issues that you, our clients, care about most. It’s also a great opportunity to bring you closer to our world, here at Macbeth.

  • The End of Ramadan Brings Super Cars to London
  • The end of Ramadan is likely to signal an arrival of a variety of expensive and exotic supercars to the Knightsbridge area of London

  • Four Easy Steps to Make Your Insurance Choices an Asset
  • Insurance is an asset for your long-term financial well-being. Private Clients value their insurance decisions, understanding, relying on and trusting their choices. How can insurance be an asset if you’re spending money on something that might never happen? By investing in a quality product and service, you can protect your wider assets.  This peace of mind in turn enables you to focus on other areas of your life.

  • Are you Taking Risks with Under-Insurance?
  • As part of Macbeth’s Insurance Secrets campaign, we’re revealing the shared behaviours of financially successful people.

  • Insurance Secrets
    for High Net Worth Individuals
  • As a leading team of insurance advisors, Macbeth works closely with our high net worth clients to bring them the right protection and insurance cover for their fast-changing needs.

    Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk