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Tips for a Safe Fireworks Night

November 5th, Fireworks night.  The smell of sulphur the whoosh of the rockets followed by the obligatory ooh’s and aarhh’s .  It can be a magical time especially for the young or the young at heart!


Time to TalkTalk about Data Breach Insurance

Although no major financial loss was incurred by the customers of the October 2015 TalkTalk computer systems hack, the personal data of 4% of the company’s 4 million users was compromised. The breach resulted in costs of £60m which resulted in the loss of over 101,000 customers. One thing is clear – no business is immune from the threat of data breach.


Huf Haus Testimonial

We first met Carl at a Huf Haus owners meeting and invited him to visit and quote for the full buildings and contents insurance on our property. Our Huf home is obviously of specialized construction and of relatively high value, which together with our art and sculpture collection meant a full understanding was required in order to introduce a suitable policy provider. Carl has a very good knowledge of Huf houses, which makes a real difference in discussions with both clients and insurance companies.


Affordable cyber cover for smaller businesses now available

The recent spate of Worldwide cyber attacks has highlighted the need for cyber insurance. It is a fact that not only large multi-nationals are at risk and in can be argued that smaller businesses are somewhat easier picking for the hackers as their infrastructure may not be quite as sophisticated as a larger organisation.


Another major scene change for Macbeth

Reading-based Macbeth is one of the fastest growing insurance brokers and financial advisers in the Thames Valley. And, as it celebrates its 25th year in business, a period of sustained organic growth has resulted in its second move to larger premises within the past five years.


What is primary and non-contributory Insurance?

Under contract you may be required to provide insurance which is primary and non-contributory.


What is waiver of subrogation?

Subrogation is where an insurer inherits your rights and ‘step into your shoes’ to recover losses from a third party who is responsible for a claim, that your insurer has paid in full, on your behalf, to release you from that claim.


Public & Employers Liability for contracting trades – Premium rating and declarations explained

When it comes to working out premiums for public & employer’s liability insurers can use a number of rating factors. The most common are per capita (per person) rated and wage roll and turnover rated.


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