Social Welfare

Specialist cover for all the ‘what ifs’ of social welfare

From claims for medical negligence to high-profile lawsuits, the wide range of risks faced by social welfare organisations reflect the diversity of the sector. That’s why specialist insurance is so important – giving you a policy tailored to the type of work you do.

What is Social Welfare Insurance?

As well as providing general buildings and contents cover, Social Welfare Insurance covers your organisation’s responsibilities as an employer and its responsibilities to members of the public.

Because different organisations face different risks, it’s vital that you have a broker who understands the social welfare sector. At Macbeth we work with a number of specialist insurers to provide bespoke cover for all kinds of private, public and voluntary organisations, including:

  • care homes and day centres
  • children’s homes and foster care agencies
  • hospices and rehab centres
  • home-care agencies
  • shelters and community action groups
  • nurseries, playgroups and out-of-school clubs

How it protects you

Social Welfare Insurance covers the loss of, or damage to, buildings and their contents, including specialist equipment. Depending on the nature of your work, you can also be covered for allegations of abuse and mistreatment, a breach of professional duty, medical malpractice and accidents involving volunteers, visitors and other members of the public.

Why you should consider it

  • Social Welfare Insurance provides protection against the grey areas of abuse, breach of professional duty, medical malpractice and the actions of volunteers. (Most basic public liability policies have abuse exclusions.)
  • A specialist policy ensures compliance with statutory requirements – and protects your organisation against loss of income.
  • Macbeth can arrange cover for a number of non-standard risks – and we often provide solutions when other brokers are unable to help.
  • All our social welfare clients have access to Macbeth Risk Solutions, an online service that provides up-to-date Health & Safety and Human Resources information, along with unlimited email access to H&S and HR consultants.
  • Some specialist insurers offer onsite consultancy at no extra cost.

To discuss your Social Welfare Insurance options, or to obtain a quote, call us now on 0118 916 5480 or email us.

Catherine Smith was of great support to us during our quest to find a Social Welfare Insurance Policy. We were on a tight schedule but Catherine guided us through the process and we completed in time. Catherine was prompt and efficient and we can’t speak highly enough of her. Gold star service!!

Margaret Sayer,
The Young and Heart Day Centre

Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk