What exactly is high net worth insurance?

High net worth insurance is intended for individuals with higher than average buildings and contents. Typically these types of policies cover homes valued over £500,000 with contents exceeding £100,000. High net worth insurers can cater for the higher levels of fine art, antiques and jewellery than standard insurers can cope with.

Although premiums are likely to be more than standard home insurance, the cover is always much wider with far less exclusions and claims are dealt with quickly and sympathetically.

If you would like more details about high value home insurance, please contact Paul Macbeth ACII (Managing Director) on 0118 9452 944 or paul.macbeth@macbeths.co.uk

Tip 1 on how to minimise the risk of jewellery losses = have your clasps and settings checked by a jeweller every couple of years!

Tip 2 on how to avoid under-insuring your home contents = Remember to consider the value of your clothing including shoes!

Tip 3 on how to avoid under-insuring your contents = include sports equipment such as golf/ski gear!

Tip 4 on how to avoid under-insuring your contents = include homeworking equipment such as computers!

Tip 5 on how to avoid under-insuring your contents = have your valuables such as jewellery re-valued every 3 years!

Author: James | October 8th, 2010

Contact the author

Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk