Tragic accident highlights the need for tenants liability

The recent tragic event in Camden where a member of the public was killed by a falling William Hill shop sign has highlighted the need for shop owners to check that they have adequate insurance covering their liability as a tenant.

Tenants liability insurance is normally a standard extension of a shop insurance policy and provides insurance if the policyholder can be shown to be legally liable for third party bodily injury or third party property damage.

Although most signs are likely to be erected by bona-fide contractors with their own insurance cover, if things to go wrong there is a strong likelihood that the tenant will be drawn into any legal action.

Adequate insurance will protect the tenant if they are found to be legally liable (it could be that they knew the sign was unsafe but did nothing about it) or pass the claim on to the contractors’ insurers.

For more information regarding tenants liability contact Tony Gibbs on 0118 9165485 or complete one of our enquiry forms.

Author: Tony Gibbs | January 29th, 2013

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Tony Gibbs
Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767