Fire extinguishers – Advice for homeowners

Several high value home insurers will offer a complimentary appraisal once cover has been arranged. The key benefit of such an appraisal is to ensure that the client is fully aware of the sums insured at stake. However, the Surveyor will also provide the client with risk management advice such as security and safety.

At Macbeth we attend every appraisal and one area that is frequently discussed is that of fire protection within the home. There are over 60,000 house fires within the UK every year so it is vital that every home has at least one fire extinguisher on each floor. However, there are many different options available to homeowners and making a decision can be difficult.

Below is a brief summary of the types of extinguishers that could save your life in the event of a fire;

Water – Water fire extinguishers are suitable when putting out flames on soft furnishings and carpets, although is dangerous on cooking fats and flammable liquids. They are suitable for living rooms, bedrooms and hallways but not suitable for kitchens.

Foam – Foam fire extinguishers are effective on woods and flammable liquids, spirits and petrol although not for kitchen or electrical fires. They are suitable mainly for garages and outbuildings.

CO2 –This device is suitable on electrical fires and flammable liquids however not suitable for soft furnishings or cooking fats.

Dry Powder – Dry powder fire extinguishers are suitable because it can be used on the widest range of fires within a home and is safe to use on wood, textiles, electrical fires and flammable gases/liquids. They are not suitable for cooking fats and oils so although they are suitable for around the home and garages, they are not advised for kitchens.

Wet chemicals – Wet chemical fire extinguishers are safe to use on cooking fat fires and soft furnishings. They are hazardous when brought into contact with electrical or flammable gases/liquids. They are therefore affective in kitchens and living rooms but unsuitable for garages.

Fire blankets – A Fire blanket is a very useful tool to keep in the kitchen or any cooking areas and is the best tool for stopping small pan fires from spreading. They are best mounted to a wall for easy accessibility and the easiest way to extinguish a pan fire. It is also worth noting they can be used to wrap around people when if clothing is on fire.

If you would like further advice regarding your high value home insurance arrangements, please contact Carl Sharp on 0118 9165 487 or complete an enquiry form.

Author: Carl Sharp | March 19th, 2014

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Carl Sharp
Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767