Is it possible to Buy Employers Liability Insurance in Isolation?

The Employers’ Liability (Compulsory Insurance) Act 1969 makes it a legal requirement for employers to insure against liability for bodily injury or disease sustained by his/her employee that arises out of course of their employment. The fine for not having adequate insurance in place can be as much to £2,000 per day!

Traditionally, Employer’s Liability Insurance has been sold in conjunction with Public Liability insurance, or under a commercial package; the majority of insurers will not provide employers liability cover in isolation.

However, on occasions there is a need for Employers Liability insurance in isolation, particularly when companies outside the UK decide to establish a UK subsidiary in order to trade within the UK. In such situations we do have access to several insurers that will provide standalone Employers Liability insurance. We particularly see this with US companies, who may have a global policy that covers assets and other liabilities but cannot cater for the UK employers liability risk.

For more information about Employer’s Liability insurance, please contact Tony Gibbs on 0118 9165 485 or complete one of our enquiry forms.

*Information correct as of 1st May 2016

Author: Tony Gibbs | June 23rd, 2014

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Tony Gibbs
Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk