Theft Insurance - Travel Insurance from Macbeths Insurance Brokers

Avoid Theft on the Go

The National Mobile Phone Crime Unit says mobile phones are the most frequently stolen item in street crime. This is backed by British Transport Police figures that suggest mobile phones still make up around a quarter of all property stolen from people in transit, with luggage making up 10%. The street-theft top 10 also includes: other mobile devices, credit cards, cash, handbags, wallets, jewellery and laptops.

Many of these are high-value items, so it pays to make sure you have ‘all risk’ cover within your contents insurance policy. Plus check the maximum amount you can claim to ensure the most expensive items you carry around with you are included.

Many people over-insure their personal possessions, especially when travelling on holiday, but this can mean you pay out more than you need to, so carefully check the total value of each potential loss. Plus before you buy extra cover, such as travel insurance, make sure this isn’t already included in your overall contents policy.

Of course, you want to avoid making a claim and the best way to do this is protect your personal possessions when you’re on the go. Here are some great tips compiled from police forces across the UK:

1. Get to know pickpocketing tactics – so you can avoid them

  • Single dip into a bag, operating under cover of a jacket, newspaper or bag
  • A group surround and jostle the target
  • Distraction, such as spilling a drink, apologising and then stealing the target’s property
  • Bag slasher, where teams of two to four surround the target and cut the strap of the bag or slit the bag itself.

2. Looking after your property

  • Keep purses secure and carry wallets in an inside pocket.
  • Zip up hand and shoulder bags.
  • Carry bags in front of you with flaps against your body.
  • Keep straps short and bags tucked under your arm.
  • Don’t display jewellery.
  • Don’t show your money, keep it safely in your pocket.
  • Avoid putting everything in one place like a bag, try and keep your purse or wallet in a pocket, with your keys and mobile in different pockets.
  • Be aware of your surroundings, as wearing headphones and talking on your mobile are advertising your belongings.

3. Protect your gadgets

  • Install a tracker application on your smartphone, which could help trace your device if it’s stolen.
  • Stay alert and aware of what’s going on around you when using your phone in public.
  • Register and/or mark your property properly to help the police find and return it to you, such as registerinig your bicycle at www.bikeregister.com and your phone and other electrical gadgets at www.immobilise.com.
  • Keep a record of the unique reference number (IMEI) on your mobile phone. To get this, dial *#06#.
  • Always use your phone’s security lock or PIN number.
  • Use an ultra violet property marker to write your post code and house number on valuable possessions.
  • Insure your possessions and keep the insurance details handy.

4. Keep your luggage safe

  • Try to keep luggage close by and in view, and check on your bags regularly.
  • Don’t leave valuable items unattended on a train when you visit the toilet or buffet car.
  • If you are going to sleep on a train, do not leave valuables in view on the table or seat next to you. Keep them hidden.
  • Ensure any bags placed on the on the floor are in front of you so that any movement of the bag will be noticeable.

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Author: admin | January 6th, 2015

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Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk