Tips for a Safe Fireworks Night

November 5th, Fireworks night.  The smell of sulphur the whoosh of the rockets followed by the obligatory ooh’s and aarhh’s .  It can be a magical time especially for the young or the young at heart!

For all their beauty however, it must be remembered that fireworks are essentially explosives and therefore need to be treated with caution and care.

Below are a few tips to ensure your display goes well:

*Plan your firework display in advance to make it safe and enjoyable

*Keep fireworks in a closed box and use them one at a time

*Read the instructions on each firework carefully; use a torch if you need to

*Keep flames, including cigarettes, away from fireworks except when ready to set them off

*Never go back to a firework once it has been lit, even if it doesn’t go off

*It sounds obvious but ensure that all rocket fireworks are pointed well away from spectators

*Make sure that the fire is out and surroundings are made safe before leaving

*Make sure you lock up your home if going to a display – Fireworks night is one of the days where theft claims soar as thieves known properties may be unoccupied

Most home insurance policies will provide personal liability for the home owner for private displays at their home.  We had a large claim last year from the neighbour of a Macbeth client whose fence and garden had been badly damaged by fire caused by a stray firework! The claim amounted to several thousands of pounds!

It should be noted that insurers will expect their policyholders to take reasonable care and they could possibly refuse to pay a claim if the policyholder was shown to be reckless in their actions.

Have fun tonight and stay safe!

Author: Carl Sharp | October 4th, 2016

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Carl Sharp
Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767