Management Liability Insurance

Essential protection for people running a business

Health & safety breaches. Age discrimination. Unfair dismissal. With the rapid rise in claims against company directors and officers, Management Liability Insurance is the first policy any limited business should have in place.

What is Management Liability Insurance?

Management Liability Insurance protects company directors, senior managers and officers of charities, boards or committees against the cost of defending a claim made against them in court or at an employment tribunal. The policy also covers legal action against the company itself – at no extra cost.

Click here to view our Management Liability Portfolio

Choose financial protection that combines three key areas of risk in a single policy

  • Directors’ & Officers’ Liability Insurance – covers the cost of defending a claim made against any director or officer of a limited company
  • Employment Practice Liability Insurance – covers legal defence costs and compensation awards made by employment tribunals
  • Corporate Liability Insurance – extends the Directors’ & Officers’ Liability cover to include claims made against the limited company

How it protects you

Management Liability Insurance pays your defence costs and, where appropriate, any final settlement or compensation award following legal action by employees, customers, suppliers, shareholders, competitors – and anyone else who makes a claim against you or your company.

Your policy covers a wide range of claims and employment disputes – everything from wrongful trading and breaches of tax regulations to sexual harassment and corporate manslaughter.

Why you should consider it

  • You’re protected against the fallout from increasing company regulation and greater scrutiny of directors’ duties, actions and responsibilities.
  • The policy shores up gaps in cover left by limited liability status (not applicable to directors’ personal assets) or legal expenses cover (invalid where a successful defense is unlikely).
  • Your business is far more likely to be taken to an employment tribunal than have a fire at its premises.

To discuss your Management Liability Insurance options, or to obtain a quote, call us now on 0118 916 5480 or email us.

“I have worked with Macbeth Chartered Insurance Brokers for several years now. Not only did they save our company money, they also provided excellent service and made sure that we were correctly insured. I have made two insurance claims and Macbeth ensured we were fully recompensed under our policy. I highly recommend the team at Macbeth and their approach to customer service and support.

Chris Gosler
Conservatree Ltd Group

Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767