Cyber Insurance

For the attacks you hope won't happen

Cyber Insurance

Phishing. Extortion. Social engineering. Cyber-crime is still the thing that happens to someone else, right? Until it’s not. We don’t want you to take that chance, which is why we strongly recommend Cyber Insurance. Even if you don’t arrange it through us.

What is Cyber Insurance?

Cyber Insurance protects your business against the internet, IT networks, cybercrime and even your own GDPR policy. It’s one of the most claimed-for policies (and also covers you for liability), so it’s as important as property insurance or professional indemnity insurance. In fact, we feel so strongly about this being a must-have insurance, we’ll give you advice even if you decide we’re not the right broker for you.

A cyber policy usually provides cover against cybercrime (tangible losses) and cyber liability (claims from employees or third parties).

  • Cybercrime
  • Cyber liability (employee claims)
  • Cyber liability (third-party claims)
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What Is Actually Covered in a Cyber Insurance Policy?

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How Cyber Insurance protects you

Cyber Insurance covers the costs you might incur after a cyber-attack or security breach. It also protects you against financial losses if your company website fails or your ISP collapses. And you’re also covered for legal defence costs if you’re accused of publishing defamatory content online.

We protect you against ever-expanding digital risks so you can cope with an attack.

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  • Data breach

    Cover for investigation and customer notification costs as well as emergency support such as IT forensics, credit monitoring and crisis management.

  • System damage

    Cover for the cost of repairing and restoring your IT systems after a cyber incident.

  • Loss of income

    Protection against loss of income if a network security failure disrupts your business.

  • Cyber extortion

    Cover for investigation costs and ransom payments.

  • Regulatory fines

    Cover to reimburse any fines you’re legally obliged to pay as a result of a data breach.

  • Privacy liability

    Cover against claims that your business has breached confidentiality or privacy rights.

3 things you should know about Cyber Insurance

  • Cyber liability often isn’t covered by general liability policies.

  • You’re particularly at risk if you use the internet to trade or you hold confidential or sensitive data. But, in reality, any business that sends and receives information by email and downloads documents needs Cyber Insurance.

  • Cyber Insurance is great for reassuring customers and suppliers and showing how proactive you are.

General liability policies often don’t cover cyber attacks and data breaches.

Check out our cyber resources

Check out our cyber resources

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