Factsheet category

What types of insurance are required by organisations in the social welfare sector?

The answer to this question will ultimately depend on what the organisation is doing. The social welfare sector is extremely diverse so it is recommended that each risk is assessed on its own merits. The insurance needs of an adult day centre could differ considerably from a company that is providing a counselling and advice service.


Commercial Insurance. Security & maintenance advice for businesses

In times of recession, crime increases dramatically. Some commentators anticipate a doubling of burglaries and fraud and that computer crime is also expected to grow substantially. Arson by disgruntled ex-employee’s increases and expenditure on health and safety and risk management tends to reduce as costs are contained.


Cyber Liability Insurance. Protecting your intellectual property online

Online exploitation of intellectual property is rising according to new study. The UK is in the grips of a cybercrime wave with many businesses unaware of how their brand is being used online following the release of a report investigating the serious issue of ‘brand jacking’.


Fleet Insurance. Employers and their duty of care

Employers are legally responsible for employees who drive whilst at work.


Employers Liability. A Company’s Legal Obligation

Employers’ Liability Insurance can be a particularly difficult issue; in fact a recent survey revealed that over 210,000 small and medium sized businesses in the UK are breaking the law by operating without such cover. That means there are possibly around 1.8 million employees that have no cover in the workplace.


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