Protecting your business category

Vicarious Liability For Data Breaches – Prepare for Doomsday

Back in December 2017, WM Morrison Supermarkets Plc was found to be vicariously liable for a major data breach committed by one of its employees. The decision was appealed which was subsequently dismissed in October 2018. The Lord Justices’ comments in the appeal notice make for interesting reading, particularly from an insurance perspective!


My Word is My Bond – A Performance Bond

The most common bond type is a Performance Bond. A Performance Bond provides the employer with between 10% and 20% of a contract value in the event of a contractor or supplier failing to perform to the agreed terms. Any company can use Performance Bonds but are more common in the construction or service industry sectors.


Mind the GAP….Protect Your Vehicle

Ever bought a car from a dealership or finance company? If so, then you’ve probably heard of GAP Insurance. GAP insurance is designed to work alongside your motor insurance policy to protect you and/or your business from an expected shortfall.


Five Reasons Why You Might Require Specialist Insurance

The direct insurers certainly have their place, especially if the price of the premium is your main concern, they are able to “guarantee to beat your existing premium” by catering for risks that are standard rather than the unusual. The acceptance criteria imposed by the direct insurers is also going to be very tight and any deviation from the norm will probably result in a no quot


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