Home and Contents Insurance for high-value homeowners

So you can stop worrying about being underinsured

Home and Contents Insurance for high-value homeowners

We know you don’t have time to waste. So we’re always upfront about minimum premiums. Our high-value home and contents insurance is for properties over £750,000, with contents exceeding £150,000. Our service is personal and our clients stay with us. Which means we may not be the cheapest. But we’ll do everything we can to make sure you’re never underinsured.

Insurance and reassurance this way

What is High-Value Home and Contents Insurance?

You can also use high-value contents insurance to insure a single possession or large collections of jewellery, fine art or antiques. Each policy is underwritten separately so it’s flexible, with fewer exclusions. And we only work with insurers who also put you first.

“We’ll identify risks to your property and possessions before presenting them in the best possible light to insurers. As well as arranging the policy, we can source up-to-date valuations and give you advice on how to reduce risk. And we’re here 24/7 for support with making a claim.”

– Carl Sharp, High-Value Home and Contents Insurance specialist

Excellent from 776 reviews

Want insurance that pays even if you forget to set your alarm?
Chat to Carl, Nicola, Rachael or Mandy.

Reading 0118 916 5480
Marlow 01628 532 613

How High-Value Home and Contents insurance protects you

Fewer restrictions. No-quibble claims. Cover that crosses continents. High-Value Home and Contents Insurance protects all your assets with a single policy. And gives you cover that standard home insurance can’t.

Find out about the unexpected benefits of high-value home and contents insurance

Warranty-free policies

if you forget to set your alarm or lock your door, you’ll still be covered.
Bespoke buildings and contents insurance

Worldwide, unlimited value cover for the contents of your home(s) and alternative accommodation on a par with your property.
Wider scope of cover

Your policy can include second homes, holiday homes, rental properties, cars and yachts.
Higher single item limits

You only have to specify items of jewellery over £10,000 and fine art or antiques over £25,000.
Simplified claims process

Insure valuable items on an agreed-value basis, so there are no settlement negotiations if you have to make a claim.

Why you should consider High-Value Home and Contents Insurance

1 in 5 homes in the UK is thought to be underinsured. Wealthier homeowners are more likely to be at risk, but most don’t realise until they make a claim.
Changes to the value of jewellery, art and antiques can create a significant shortfall in your contents cover.
All your assets can be covered by a single policy with one renewal date, making life a lot easier.
Modern timber and glass residences often fall outside standard household policies so it’s worth considering specialist Huf Haus insurance.