Data Breach Protection – What You Need to Know

In our ever more connected digital world, data security breaches are on the rise impacting businesses of all sizes. Whether it’s a high profile targeted hack or a lost laptop, the incident can expose your business to a range of costs and potentially irrevocable consequences.

  • Medical Malpractice Insurance – Protection for Health Professionals
  • Medical professionals that are working in a private capacity will either need to be a member of a medical defence union or have their own medical malpractice insurance. Organisations that are providing medical services, such as private clinics, will also need to protect themselves in case they are held liable for the actions of the medical professionals working for them.

  • Employers’ Liability Insurance (EL) – Frequently Asked Questions
  • In the past there was little or no protection if an employee suffered injury or disease as a result of their employers negligence. As society has evolved laws have been established to protect employees. Employers liability is now a compulsory insurance to indemnify employees if they are injured because of their employers negligence.

  • Insurance Requirements for Selling into the US and Canada
  • When it comes to dealing with companies in the US or Canada, insurance requirements can differ considerably from those in the UK. This is particularly true in relation to insurance for public and products liability. If a company is selling goods or services into the US or Canada, they need to consider carefully their contractual obligations and possibly some specific insurance requirements.

  • PSD2 Insurance – Is Your Professional Indemnity Insurance Compliant?
  • The European Banking Authority (EBA) has finalised guidance for financial technology (fintech) companies on the type of Professional Indemnity insurance that they will need to put in place to operate in the EU’s payment services market from this year. The guidance applies from 13th January 2018, the date on which PSD2 took effect in national legislation across EU member states. This guidance sets out the criteria on how to stipulate the minimum monetary amount of PII for two new services defined in PSD2: payment initiation services (PIS) and account information services (AIS).

    Vicarious Liability Insurance - Cyber Security Breach USB - Macbeths
  • Vicarious Liability For Data Breaches – Prepare for Doomsday
  • Back in December 2017, WM Morrison Supermarkets Plc was found to be vicariously liable for a major data breach committed by one of its employees. The decision was appealed which was subsequently dismissed in October 2018. The Lord Justices’ comments in the appeal notice make for interesting reading, particularly from an insurance perspective!

    Equity Release Advise - Macbeths Equity Insurance Brokers
  • Equity Release – Things to Look Out For
  • Is equity release suitable for you? Sales of equity release plans increased by over 40% in 2017 and saw record releases in 2018. If you’re looking to free up value from your property, take the time to consider the options and what will be right for you and your family. Call Macbeth on 0118 923 5090.

    Mortgage Rates - Macbeths Mortgage Advisers
  • Re-Mortgaging – Don’t Assume You’re Getting the Best Deal
  • There are many different reasons why people may want to re-mortgage; apart from just wanting to avoid reverting to their existing lender’s standard variable interest rate.

    Joint Self-Invested Personal Pension - Macbeths Insurance & Pension Advice
  • Pensions in a Basket
  • Many business owners have ambitious plans for their business and pension. Many of these entrepreneurs see their business or their property as their pension, and of course there is some merit in this, but isn’t this also a real “eggs in basket” risk.

    Insurance Industry News - Macbeths Insurance Knowledge Centre
  • What difference does Chartered status make?
  • In 2010 Macbeth was awarded Chartered status by the CII (Chartered Insurance Institute). Regarded as the ultimate symbol of professionalism, it puts us in the top 5% of brokers in the UK. But what does it mean to our clients and associates?

    Retirement Planning Advice - Macbeths Insurance Brokers
  • Build a bright future from bricks and mortar
  • Buying a property is one of the biggest investments you’re likely to make. And if you play your cards right, your home will provide financial security for you, your family and future generations.

    Employers Liability Insurance - Macbeths Insurance Advisers
  • Be Prepared in the Event of a Claim
  • The information that a company is expected to provide following an employer’s liability insurance claim can be quite daunting, particularly if you are not prepared. The following is a list of documents that an existing client of ours was requested to provide. You are likely to be asked to provide this information in order for your insurer to have any chance of defending a claim against you. By utilising our Online Risk Management Portal you could take care of many of these elements in advance of any claim.

    Insurance Industry News - Macbeths Insurance Knowledge Centre
  • What difference does Chartered status make?
  • In 2010 Macbeth was awarded Chartered status by the CII (Chartered Insurance Institute). Regarded as the ultimate symbol of professionalism, it puts us in the top 5% of brokers in the UK. But what does it mean to our clients and associates?

    Office - Macbeth Office Contents Insurance
  • 3 types of business insurance every company should consider
  • From legal action to cyber attacks, running a company is a risky business. Here are some popular insurance policies that will protect you, whether you’re a tech startup or an established law firm.

    Macbeths Insurance Brokers Knowledge Centre - Insurance Industry News
  • Risk and Reassurance – Winter Issue 2017
  • Welcome to the first issue of Risk and Reassurance our quarterly newsletter bringing you the latest insights and developments around insurance and financial services – the issues that you, our clients, care about most. It’s also a great opportunity to bring you closer to our world, here at Macbeth.

    Managing Business Insurance - Commercial Property Insurance - Macbeths
  • Managing your Business Insurance
  • No matter how safe a working environment you maintain, there is always a risk that an employee could be injured at work leaving your business exposed to expensive compensation claims.

    Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk