Inheritance Tax Planning

Don’t let the taxman take the lion’s share of your estate

With the long-term trend for house prices to rise, particularly in London and the South East, more and more families are likely to be hit by inheritance tax. If you don’t want nearly half of your hard-earned assets to go to the taxman, inheritance tax planning can help you keep more of your estate in the family.

What does inheritance tax planning involve?

Also known as estate planning, inheritance tax planning starts with an assessment of the value of your estate – and how that value is spread across property and other assets such as savings and investments. Using this information, we can help you develop an effective inheritance tax strategy that’s tailored to you and your family.

In some cases, it’s possible to remove your investments from your estate (and the clutches of the taxman) and still receive an income from them. You can also take out insurance to cover inheritance tax – and the cost of the policy can be deducted from your estate to reduce the tax bill your beneficiaries have to pay.

Confused about Inheritance Tax?

Reading: 0118 916 5480 / London: 020 7036 8767

Have you considered professional investment advice?

How inheritance tax planning protects your estate

Inheritance tax can cost loved ones thousands. With our expert advice on estate planning, you can reduce it substantially without giving away control of your property and investments.


  • Inheritance tax planning helps to keep your estate intact, avoiding the forced sale of assets such as family heirlooms in order to pay the tax bill
  • Your strategy may include insurance to provide inheritance tax protection – or investments and trusts that shelter cash from being included in your estate for tax purposes
  • Even a simple review of your family’s wealth can often identify straightforward ways of avoiding tax liabilities in the future
If you don’t have an inheritance tax strategy, your family could be forced to hand over 40% of your estate to the taxman.
Why you should consider inheritance tax planning
  • Despite the introduction of an additional ‘main residence’ allowance, the value of many people’s homes is still beyond the inheritance tax threshold
  • If you don’t have an inheritance tax strategy, your family could be forced to hand over 40% (after allowances) of your estate to the taxman
  • Inheritance tax protection is an area where good estate planning can pay for itself many times over
  • Events such as marriage, divorce, retirement, redundancy or a death in the family can alter your financial situation – so it’s important to review your inheritance tax plan regularly

Inheritance tax planning isn’t regulated by the Financial Conduct Authority

"Simon identified a gap in our protection needs when undertaking an initial financial planning review.  With our assets structured as they were, Simon found that our estate, and children, faced a significant Inheritance Tax issue.  With Simon’s help, we have now counteracted this huge financial threat and can now relax safe in the knowledge that our family is fully protected. I would highly recommend Simon’s relaxed but professional approach to anyone looking to review their financial circumstances."

Mark Jourdain

Talk to us today: Reading: 0118 916 5480 London: 020 7036 8767