Whole of Life In Focus

Whole of Life cover does exactly what it says on the tin: it pays out whenever you die, not just within a set term. It’s particularly useful for estate planning, inheritance tax, or leaving a guaranteed legacy. Download our free one-page guide to see how it works and whether it’s right for you.

Download the Free Guide (PDF)

Executive Summary

This one-page guide outlines how Whole of Life Insurance works, who it benefits, and how it differs from term life cover.

Key features of Whole of Life cover:

• Provides a guaranteed payout upon death, no matter when that occurs

• Premiums are paid for life, unless you choose a payment cap

• Policies can be written into trust for estate planning benefits

• Can help cover future inheritance tax liabilities

• Ideal for those seeking certainty over when and how their life cover pays out

Who it’s for:

• Individuals looking to leave a legacy or provide for dependants

• High-net-worth individuals planning for inheritance tax

• Those who want long-term life cover beyond a mortgage term or fixed period

• People seeking peace of mind that the policy will always pay out

This guide is ideal for anyone considering life insurance as part of a broader financial or estate planning strategy.