Category

Financial Services category

Boom in Inheritance Tax Receipts

Former Chancellor of the Exchequer Lord Roy Jenkins famously described inheritance tax as a voluntary tax, stating that inheritance tax is…”broadly speaking, a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue.”  If you don’t want 40% (after allowances) of all your hard-earned assets to go to the taxman, estate planning can help you keep more of your estate in the family.

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Simplifying a Help to Buy Remortgage

Remortgaging after Help to Buy need not be a headache.

Since it’s launch in 2013, the Help to Buy (HTB) scheme has helped thousands of first time buyers get their feet on the property ladder. The scheme made it possible for those who were stuck renting and unable to save for a significant deposit to break the cycle and become homeowners. The scheme looks to have achieved what it set out to, with recent years seeing the highest number of first-time buyers since 2006. The government’s Help to Buy website does a great job of setting out all the detail on how the scheme works.

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Joint Borrower Sole Proprietor Mortgage (JBSP) – Lending a Helping Hand

Being able to help your child establish themselves in the property market is something any parent would want to be able to do if they could, and with a Joint Borrower Sole Proprietor (JBSP) mortgage they can do just that.

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Your Mortgage – Don’t be Prisoner

If you’re stuck in your mortgage, and your mortgage lender hasn’t already contacted you, consider talking to a mortgage adviser. An example of how we have helped a client in this situation:

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Equity Release – Things to Look Out For

Is equity release suitable for you? Sales of equity release plans increased by over 40% in 2017 and saw record releases in 2018. If you’re looking to free up value from your property, take the time to consider the options and what will be right for you and your family. Call Macbeth on 0118 923 5090.

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Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767   info@macbeths.co.uk