Financial Services category

A Brief Guide to Buying, Remortgaging and Protecting your Home

For the vast majority of us, taking on the purchase of a home can be daunting experience, particularly if it’s your first time. Even if you’re a seasoned veteran of the property ladder, going through the process of selling, buying and moving is, by all accounts, one of the most stressful things we do in our lives. Our brief guide to buying a house, obtaining a mortgage, remortgaging and protecting your home aims to make the process a little less overwhelming.


Re-Mortgaging – Don’t Assume You’re Getting the Best Deal

There are many different reasons why people may want to re-mortgage; apart from just wanting to avoid reverting to their existing lender’s standard variable interest rate.


New EPC Regulations are no April Fools’ !

Landlords who rent out properties in the private rented sector will need to ensure that those properties have a minimum energy performance rating of E on an energy performance certificate (EPC). The new regulations come into effect now for all new lets and renewals and in 2020 for all existing tenancies.


Pensions in a Basket

Many business owners have ambitious plans for their business and pension. Many of these entrepreneurs see their business or their property as their pension, and of course there is some merit in this, but isn’t this also a real “eggs in basket” risk.


The Value of a Mortgage Broker

Legal & General recently carried out research into the ‘Value of a Mortgage Broker’ for consumers. From the results, 55% didn’t know a broker could offer them more product choice for mortgages1 than their bank or building society.


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