Commercial Combined

Why settle for off-the-shelf cover?

Commercial Combined

Because every business is different, standard insurance can sometimes fall short, particularly if you handle a lot of stock. If you choose Commercial Combined Insurance, you can cover all your assets, liabilities and any potential loss of profits in a single policy that fits the way you work perfectly

What is Commercial Combined Insurance?

Commercial Combined Insurance, also known as Business Combined Insurance, lets you tailor your policy to cover the primary risks associated with running your business – from the processes you use and the premises where you work to the goods you buy, sell or store. This type of policy is ideal for a manufacturer, distributor or wholesaler who has a large amount of stock to insure.


“Being able to place all the risks associated with running your business under a single policy will save you both time and money – two things we’re sure every business owner would appreciate more of. Flexibility is also a key benefit of Business Combined Insurance. And life’s a lot easier when you have just one policy with one renewal date – and one broker to arrange everything for you.”

– Ben Butler, Business Combined Insurance specialist at Macbeth

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How Commercial Combined Insurance protects you

Commercial Combined Insurance provides all-round financial protection in line with the nature of your business. It’s a modular product – so you can cherry-pick from a range of cover options that include everything from mechanical breakdowns and product recalls to cyber risks and employee dishonesty.

We can help you create a policy that specifically addresses the risks your business is exposed to.

  • Physical assets

    You can be covered for the loss of, or damage to, buildings, machinery, equipment, stock and goods in transit

  • Business interruption

    You won’t be out of pocket if your profits take a hit following an unexpected break in production or distribution

  • Legal expenses

    Your policy can cover the cost to take or defend legal action, including liability claims from third parties such as customers, suppliers or employees

Why you should consider Business Combined Insurance

  • Business Combined Insurance satisfies your directors’ legal duty to protect the assets of the business.

  • As well as covering the primary risks your business faces, your policy can be tailored to meet regulatory or contractual requirements.

  • If disaster strikes, having Business Combined Insurance will minimise the disruption to your business and protect your profits.

  • Taking out a tailored policy demonstrates professionalism to your customers.

Ideal for a manufacturer, distributor or wholesaler who has a large amount of stock to insure.

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"Our company has been using Macbeth Insurance for over a year now and I cannot recommend them highly enough. We have found the service provided by Dennis Walsh and his team at Macbeth to be first class and very professional. Macbeth provide us with all the information we need to make an informed decision on our business combined insurance."
Clive D Devall – Fondera Ltd
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