Group Income Protection

Save on sick pay – and reduce the risk of long-term absence

Providing extra support to staff who are ill or injured can make a world of difference to their recovery. Group Income Protection not only covers an employee’s salary while they take time off, it can also provide access to rehabilitation specialists who will help them return to work as quickly as possible.

What is Group Income Protection?

Group Income Protection is an insurance policy that will pay an employee’s salary if they’re unable to work as a result of illness or injury. Your policy can also cover the cost of additional support, such as physiotherapy and sessions with a mental health specialist.

When income is protected in this way, the employee’s pension, National Insurance contributions and retirement plans can be maintained, despite the break in normal salary payments.

Why you should consider it

  • Group Income Protection will pay an employee’s salary all the way through to State Pension age – so your business won’t incur significant costs while they’re away from work.
  • Insurers take on the responsibility of continuously assessing employees to ensure they return to work as soon as they’re ready.
  • Generous free cover limits mean that insurers require little or no medical evidence for most employees.
  • A benefits package that includes the financial support provided by Group Income Protection is an effective way to attract and retain high-calibre employees.

How we can help

At Macbeth we specialise in corporate policies like Group Income Protection. Our approach is simple, combining an honest assessment of your requirements with a clear explanation of all the options available to you. As an Independent Financial Adviser, we have access to the entire insurance market – so we can find the best overall solution that gives you the cover you need at the most competitive price.






Macbeth Financial Services Ltd is an Appointed Representative of 2plan wealth management Ltd. 2plan wealth management Ltd is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register ( under reference 461598  |  Registered in England & Wales No. 8542176  |  Registered Office: 4 Commerce Park, Brunel Road, Theale, Reading, Berkshire, RG7 4AB

Get in touch:   Reading: 0118 916 5480   London: 020 7036 8767