Group Income Protection
Save on sick pay and cure slow returns to work
Group Income Protection
Long-term sick pay. A delayed return to work. And pressure on fellow team members. Serious illness or injury is seriously unhealthy for business. We won’t apologise for asking lots of questions to calculate your risk and find you uncompromising cover.
What is Group Income Protection?
Group Income Protection is an insurance policy that pays an employee’s salary if they can’t work due to illness or injury. You can extend cover to include / cover includes National Insurance contributions, pension contributions and the cost of finding and employing temporary or replacement staff. And you can include extra support for employees like physiotherapy or sessions with a mental health specialist.
“We’ll carry out an honest assessment of your risk and look at all the options. Because we’re independent, we can access the entire insurance market. So you risk less and pay less too.”
– Simon Claxton, Income Protection specialist at Macbeth

Ready to save on sick pay?
Talk to Simon or Vikki about income protection
- Reading 0118 916 5480
- Marlow 01628 532 613
How Group Income Protection benefits your business
Group Income Protection gives you and your employees financial security. If an employee can’t work due to illness or injury, your income protection policy will pay their salary as long as they are under State Pension age. So your employee receives a full salary and associated contributions. And you don’t have to foot the bill.
And even though there is an official break in how the salary is normally paid, contributions to pensions and National Insurance are maintained.
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Save on sick pay
Save your business thousands in sick pay.
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Support life-changing illness or injuries
Give employees the choice between an initial or final lump sum to help in the event of a heart attack, stroke or cancer. Or fund early retirement.
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Choose the cover you need
You only have to pay for the cover you need.
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Support from rehab specialists
Accelerate recovery, rehabilitation and return to work.
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Confidence boost
When staff don’t have to worry about the financial implications of falling ill or getting injured, they can focus on helping your business grow
Things you might not know about Group Income Protection
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The insurer is responsible for continuously assessing absent employees to make sure they return to work as soon as they’re ready.
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Generous free cover limits mean that insurers require little or no medical evidence for most employees.
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Financial support and reassurance boosts your benefits package and can help attract and retain high-calibre employees.
A financial boost and rehabilitation support is the fastest way to get employees back to work.




Boost your benefits package
And speed up returns to work
- Reading 0118 916 5480
- Marlow 01628 532 613