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Vicarious Liability For Data Breaches – Prepare for Doomsday

Back in December 2017, WM Morrison Supermarkets Plc was found to be vicariously liable for a major data breach committed by one of its employees. The decision was appealed which was subsequently dismissed in October 2018. The Lord Justices’ comments in the appeal notice make for interesting reading, particularly from an insurance perspective!

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Distribution Fraud Insurance – Know Your Clients

Distribution Fraud is, unfortunately, fairly common these days, costing UK businesses tens of millions a year. It is however an insurable risk, usually covered as part of a wider crime insurance policy. Distribution Fraud Insurance.

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Mind the GAP….Protect Your Vehicle

Ever bought a car from a dealership or finance company? If so, then you’ve probably heard of GAP Insurance. GAP insurance is designed to work alongside your motor insurance policy to protect you and/or your business from an expected shortfall.

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Five Reasons Why You Might Require Specialist Insurance

The direct insurers certainly have their place, especially if the price of the premium is your main concern, they are able to “guarantee to beat your existing premium” by catering for risks that are standard rather than the unusual. The acceptance criteria imposed by the direct insurers is also going to be very tight and any deviation from the norm will probably result in a no quot

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Cyber Security – Once more unto the breach, dear friends, once more…

Any organisation that relies on any form of IT system to perform their business is at risk. Business’s of all sizes are under constant attack, whether they know it or not. From a sophisticated, complex targeted effort to extort, right through to a lazy automated brute force attack on a website designed to cause disruption and annoyance, the threat is constant and for most it’s not a case of ‘if’ but ‘when’.

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